§ 01Confusing medical bill? Start here.

Know what you’re actually signing.

Photograph that confusing medical bill — or a lease, insurance policy, or service contract — and TermsClear explains it in plain language: what’s covered, what isn’t, and what to watch for.

🔔 Coming soon to App Store & Google PlaySee a real example →
Lease, insurance, medical bill or contractPlain-language, not legal adviceDeadline reminders built inSearchable document library
Scanning documentER visit · pg 1/1
Auto-renews in 12 days$1,240 balance dueDeposit: non-refundable
becomes plain English, in seconds
Medical bills·Leases·Insurance policies·Service contracts·Plain language, not legal advice
§ 02The bill you can’t parse

You’re staring at a document
and you don’t know what you actually owe.

A medical bill arrives with a stack of CPT codes and a total that doesn’t match what your insurance said you’d pay. A lease renewal letter buries a rent increase in paragraph nine. An insurance policy excludes exactly the thing you thought it covered. None of it is written for you to understand quickly — and getting it wrong costs real money.

Buried charges

Line items with codes instead of plain descriptions, and no obvious way to check them.

Fine-print deadlines

A renewal or cancellation window you find out about after it's closed.

No time to decode it

Reading it properly means an hour with a search engine open in another tab.

§ 03The transformation

A confusing bill in.
A plain-language breakdown out.

Illustrative example · not a real patient’s bill

Redwood Valley Medical CenterFeb 14
ER Facility Fee — Level 4
$1,240.00
Radiology — Chest X-ray (2 views)
$340.00
CBC w/ Differential (Lab)
$180.00
IV Fluids — Normal Saline, 1000mL
$265.00
Physician Fee — Emergency Medicine
$890.00
Total billed$2,915.00
What TermsClear found

An emergency-room visit bill, five line items, one physician fee billed separately from the facility.

Worth a second look
CBC w/ Differential (Lab)
Your insurer's negotiated rate for this test is typically far lower — worth checking against your EOB before paying.
IV Fluids — Normal Saline, 1000mL
Appears once as a supply charge and again bundled into the facility fee — possible duplicate.
Physician Fee — Emergency Medicine
ER physicians often bill separately and can be out-of-network even at an in-network hospital.
Likely amount owed$420*

* A fabricated, illustrative scenario used to show how the breakdown reads — not a real bill or a real analysis. TermsClear explains what a document says; always confirm any billing dispute against your provider or insurer’s own Explanation of Benefits.

§ 04Not just medical bills

Any confusing paperwork.
The same plain English.

Leases, insurance policies, medical bills, and general service contracts — the app is built to handle all four, not just one.

🏠
Lease

Deposit terms, notice periods, renewal traps

🩺
Medical bill

Line-item charges, what's covered, what to dispute

🛡
Insurance policy

Exclusions, deductibles, coverage limits

📄
Service contract

Auto-renewal, cancellation windows, fees

§ 05Photo or PDF import

Capture it in seconds.
Keep it forever.

Point your camera at the bill on the counter, or import a PDF from your inbox. No typing, no retyping line items — TermsClear reads the document and every analysis is saved to a searchable library that grows into a real personal reference over the years.

Camera capturePDF importSearchable library
🔎Search your documents…
Lease — 118 Birch St
Reviewed Aug 2
Lease
Redwood Valley Medical — ER visit
Reviewed Jul 26
Medical bill
Auto policy — Statefarm
Reviewed Jul 14
Insurance
Freelance NDA — Acme Co.
Reviewed Jun 30
Contract
§ 06Deadline reminders

Never miss the date buried
in paragraph nine.

Every renewal date, notice period and payment deadline TermsClear detects becomes a one-tap local reminder — set on your device, not on ours. The clause stops being a trap the moment it’s on your calendar.

Apartment lease
30-day written notice required before the Nov 1 renewal
12d left
Auto insurance policy
Auto-renews at a new premium on Oct 3
26d left
Medical bill
First installment of the payment plan is due
5d left
§ 07Your documents

Processed to explain it.
Never kept to remember it.

A photographed or imported document is sent to our AI processing provider solely to generate your plain-language explanation, and is not used to train AI models or retained beyond your request.

🔒
§ 08From people decoding paperwork

Finally, paperwork that makes sense.

I photographed my ER bill mostly out of frustration. It told me two line items were the same charge listed twice — I called billing and they fixed it.
Renee A.
Illustrative user
My lease had an auto-renewal clause I would have missed completely. Now it's just a reminder on my phone instead of a surprise in my inbox.
Marcus T.
Illustrative user
I finally understand what my insurance actually excludes. It's not legal advice, but it's the first time the policy made sense in plain words.
Priya D.
Illustrative user

Illustrative quotes — TermsClear is coming soon

§ 09Simple pricing

A couple of analyses free. Then your call.

A couple of free lifetime analyses to try the app before subscribing.

Best value
Yearly
$39.99/yr
3-day trial
Unlimited analyses
Deadline reminders
Searchable library
Photo & PDF import
Monthly
$7.99/mo
Unlimited analyses
Deadline reminders
Searchable library
Photo & PDF import
Prefer to pay per document?
Single analysis$6.99
5-pack$19.99
🔔 Coming soon to App Store & Google Play
§ 10Questions & answers

Everything else, answered.

§ 12Know what you're actually signing.

Stop guessing.
Understand it.

The bill, the lease, the policy — read once, in plain language, before you sign or pay anything.

🔔 Coming soon to App Store & Google Play